NatWest is the latest major lender to reduce the amount of time its mortgage customers have to lock in a new rate ahead of their current deal ending, joining five other high street banks. The changes mean you’ve less time to insure yourself against rates rising before your existing mortgage comes to an end.
The price most households pay for gas and electricity will rise by 1% on average from 1 January 2025 as energy regulator Ofgem has announced the latest Energy Price Cap rates.
If you’re hoping to bag a bargain on Christmas presents, you might be better off buying on Black Friday rather than waiting for last-minute pre-Christmas sales. It comes as new MoneySavingExpert.com research reveals that over two-thirds of 50 popular items were cheaper on Black Friday in 2023 compared to in the lead-up to Christmas.
Chase has cut the rates on its linked savings accounts by 0.25 percentage points. As of Thursday 14 November, its easy-access ‘boosted saver’ now pays 4.5%, while its standard saver pays just 3.5%. The changes mean you can earn more on your savings elsewhere – though Chase is still worth keeping for its debit card...
The free and independent Financial Ombudsman Service (FOS) – which settles disputes between UK-regulated financial companies and consumers – could be reformed in future, the Government has announced. But it’s still very early days – for now, there are NO changes to how the Ombudsman works and you can still escalate your complaint to the...
Home improvements, gardening and DIY company Homebase has fallen into administration. Most orders will be fulfilled and the stores will remain open for now – but shoppers should be cautious as you could be left out of pocket if the retailer stops trading. Below we round up how this affects your installation, refund rights and...
Cuts to fixed-rate mortgages have come to a halt and many lenders are now hiking rates following the Budget last month – but will this trend continue? We’ve spoken to four mortgage brokers to see what they think is next for mortgage rates.
A major investigation into hidden, unfair car finance commission has had a huge update, which MoneySavingExpert.com founder Martin Lewis has said could double the number of people who are due a payout. Here’s what we know so far, though it’s still early days and Martin cautions we have “lots more reading and thinking to do”.
The base rate has been cut to 4.75% from 5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.
One MoneySaver had more than a sprinkling of luck on his side when he scooped the top cash prize of £10,000 on a popular television game show. His win came after reading our tips on ‘how to play your cards right’ and boost your chances of being selected for TV game shows. So if you...
